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“I paid down $16,000 in debt since I started this program.”

“The light at the end of the tunnel is getting brighter.”

“I would definitely recommend this to a friend- and I have!”

Smart Steps to Zero Debt Program

From Overwhelmed to Empowered—We’ll Help You Take Control of Your Debt

We are ditching the shame around debt and taking ACTION.

Did you know that at least 340 million (yes million!) Americans are carrying some kind of debt?

Debt is a fact of life in America and it says NOTHING about you. 

Our collective debt is a result of...

  Student loans 

Medical bills

Transportation

Housing

Not to mention the rising costs of groceries, childcare, gas, and...pretty much everything else. 

You don't need a lecture about debt.

You need a plan to deal with it.

Let’s talk about the Smart Steps to Zero Program

This is a debt payoff coaching and financial empowerment program designed to help you take control of their finances, break free from debt, and build long-term financial stability. 

What does the Smart Steps to Zero Program Include? 

✨ Additional one-on-one support available from Meg + Becky via Voxer

Get direct voice and text support from Meg and Becky via Voxer for personalized guidance, encouragement, and accountability. More details below!

12 Weeks of Action Videos

Weekly videos from a financial expert and a mindset coach that walk you through actionable steps to take control of your debt. Each week focuses on a specific aspect of debt payoff, money mindset, and financial planning, making it easy to follow along and stay motivated.

Money Plan (Budget) Template

This customizable budget spreadsheet that helps you see where your money is going, prioritize expenses, and allocate funds toward debt repayment while still covering necessities and financial goals.

Customizable Debt Workbook

Using what you learn in the videos, you will be able to customize the debt workbook to help you determine the best way to pay off your debt.

Spending and Abundance Trackers

Easy-to-use tracking tools to monitor daily spending, recognize patterns, and shift toward a more intentional and abundant financial mindset. These will help ensure you're making consistent progress while celebrating wins along the way.

Scripts to Call Creditors and Lenders

We’re making hard conversations as easy as possible with pre-written scripts to confidently negotiate lower interest rates, request payment extensions, or set up manageable payment plans. These scripts take the guesswork out of conversations with lenders and can help you reduce financial strain.

Journaling Prompts & More!

Guided journal prompts to uncover emotional blocks around money, reframe limiting beliefs, and build a healthier relationship with your finances. Plus, additional bonus materials to keep you inspired and on track.

Who Do We Think We Are?

(to teach you about the biz money stuff)

15+

Years Doing This Work (As a Certified Public Accountant)

3+

Degrees + Other Certifications That Make Me Sound Smart

2,000+

Small Marginalized Business Owners Helped

Countless

Hours Saved Not Stressing About the Biz Money Stuff

Hey there, I'm Meg - CPA and Financial Educator - and I'm here to make the biz money stuff easier!

Most people think the "money stuff" in business sucks. You know, the accounting and tax and cash flow stuff. Numbers. Eww.

But the truth? Numbers are the sexiest part of your business. Want to know why? Because they give you insight. They give you direction. They give you freedom.

I do what I do because most business owners I work with HATE the numbers stuff. If I had a $1 for every time someone said "I'm not a numbers person..." then I'd be living on a pure gold yacht. 

And I get it. The money stuff has gotten a bad rap, and I'm here to change that, because I know much awesomeness will happen when we master it.

15+

Years Coaching

100+

Clients Helped

Entrepreneur

Since 2005

Previous Life:

Editor at Better Homes & Gardens magazine

Founder,

Mom

to a whip-smart and adorable 9 year old

Happy place is snuggling with my terrier mix

Hey there, I'm Becky Mollenkamp (she/they)! I help entrepreneurs make the leap from solo service provider to 7-figure business owner without replicating toxic capitalist culture.

I am a feminist business coach for service-based business owners ready to make the leap from solo provider to CEO of a team of consultants. I serve as sounding board and guide as they determine how to grow a bigger business that doesn’t replicate toxic capitalist culture. Learn more about me at beckymollenkamp.com.

Want Extra Support on Your Debt-Free Journey?
We’ve Got an Option for Extra Support. 

Tackling debt can feel overwhelming—but you don’t have to do it alone. To compliment the program, you can add-on one-on-one support via Voxer with Meg + Becky! 

With one-on-one coaching via Voxer, you’ll get:

Help with Tough Financial Decisions

Should you consolidate? Refinance? Negotiate with creditors? We’ll help you navigate these big decisions with confidence.

Accountability & Motivation

Stay on track with regular check-ins, encouragement, and expert advice to keep you moving forward.

Personalized Budget & Spending Advice

Fine-tune your budget, cut unnecessary expenses, and free up more money for debt payoff.

Hands-On Help with Creditors & Lenders

Not sure how to negotiate better terms? We’ll coach you through exactly what to say and how to handle their responses.

Mindset & Emotional Support

Debt is more than just numbers—it’s emotional. We’ll help you shift your mindset, overcome guilt or shame, and feel empowered about your financial future.

Get the extra support you need to break free from debt and build a better financial future. 

This program is for you if:

✅  You are ready to tackle your debt*

*And you are in a financial position to do so. 

✅  You need guidance on the exact steps to take to get your debt paid down. 

Sometimes we know we need to do something, but we don't know WHAT to do. This program lays out the specific steps you need to take to get your debt paid off.

This program is NOT for you if:

👉 You are having a hard time making ends meet

As much as we want to help everyone, this is not a program for anyone who doesn't have extra money to devote to their debt.

👉 You already have a plan to deal with your debt.

That's amazing! There are lots of ways to tackle debt and we hope you found one that works for you!

Ready to Take Control of Your Debt?

The best time to start is now. Invest in yourself, take control of your finances, and start your journey to debt freedom today!